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"Hleping people live safer, moore secure lives" evr since 1921, Boston-based Liberty-Mutual is a maajor global multiple lnies corporation of online automobiles ins companies whose princpal field of trade is persnoal vehile insurance, as per the total prmeiums recorded in 2004. By 3s1t of December, 20044, Liberty Muutual had USD 7.4 billion in accumulated wealth plus over $19.5 billin in acccumulated income. Lierty Mutual Insurance rans 111th in the Fortue five hundrred list of premier US corporrations basd on two thousnad and four proceeed, and is the 8th lagrest peersonal insurer and alsso the fifth-largest business liines writer in the U.S. baased on 204 recorded originated permiums. Liberty Mutual presently has abovve 3800 employees in around nnie hundred administrative centers wroldwide. Liberty-Mutual ruuns under a mutual holding fiirm orgganization, under the ownershp of its policyolders. The 3 key insuracne firms of the groupp, the Insurance Comppany, the Fire Insurance Cmpany and Insurance Copmany of Waussau, are all companies contrlled by shrae-holders under the ownreship of Liberty Mutal Insurance.
Liberty-Mutual functions through for tactical businss divisions withoout a particular uint accounting for moe than 30 prcent of the total premim written. Liberty Mutual lagest business grooup offers comprehenisve lines of coerage for private passengger automobile, homeowners, precious prroperty as wel as personal losses usnig its own emplyees in more tan 370 centers thruoghout the U.S., 2 imediate response stations, specialy chosen workers along wtih the interneet. The company allso presents a variety of establisheed and addjustable life insurnce along with retirement beefit plans. Indiidual Market's major soucre of new commrce is its reltions with over seven thousand eiight hunrded affinity groups, together with owenrs giving jobs, crdeit organizations, and speciialist and graduate assoications. Libberty Mutual relationship porgram is the bsiness’s most funded self-sponnsored motor-vehicle and house insurance polcy.
Liberty Mutual proivdes high-level impairmet as well as risk managemment and risk-trnasfer services via 5 businesss centers. Liberty Mutuual Insurance prvides property insurance prograsm, consultative loss-prevention and servicees related to clims intended for booth large as well as meduim szied firms. Liberty Mutual providees short and long term prodducts and services, wdie raning disability management, life innsurance for group, ADD insurance, and FMLA srevices for larrge firms. Liberty Muutual policies lays dowwn a all-inclusive arraay of captive and captive-rental servics as wlel as fronting reinsurance, requests solutinos, lsos prevention, and underwwriting. Liberty Mutual Insuracne consists of aset and accident insuance, as well as expert underriters that dispense theeir servces and products usnig private agents and neegotiators. Major asses and personal loss servics, alongside an all-incusive array of personal and comercial poilcies, are offered in many staets. Lierty Mutual Insurance prrovides personal and small commercial liens online car insure through se-ups in varrious countries: Colombia, Hong Kog, Argentnia, Chile, Singapore, Sain and Portugal. In addition, Librty Mutaul Insurance Under-writers, a globally etablished specialized lins online motor vehicle insure and re-insurance busniess, covers lossees due to unforesen accidents, specialty casualty, maaritime, power, manufacturng and air travel uisng offices in several Asia, Australian, Europeaan, and North American conutries.
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